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Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance

All-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...

7 Fun Ways You Can Bring The Outdoors Inside This Winter

Winter is officially here. For parents, that means finding new and different ways to keep the family entertained – especially when colder temperatures force you to spend more time indoors. There are plenty of reasons to play outside with your kids, even in the winter months. But sometimes, the limited daylight and unpredictable weather makes it necessary to pass the time inside. Luckily, playing inside...

Is Graded Death Benefit Life Insurance Worth The Cost?

Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...

7 Tips For Staying Safe During Extreme Cold Weather

Whether it’s an incoming polar vortex or just an extended cold snap, extreme cold temperatures can chill you to the bone. And as the thermometer outside continues to drop, it’s important to not just stay warm – you need to stay safe, too. Having the right homeowners insurance and auto insurance can give you peace of mind. But so can knowing what to do when...

How Is Condo Insurance Different From Homeowners Insurance?

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...